:root{
  --navy:#071e2d;
  --navy-deep:#041722;
  --cream:#f8f4ee;
  --ink:#152d38;
  --soft:#5d6c73;
  --gold:#c9a96e;
  --gold-pale:#e4cf9c;
  --line:rgba(17,48,61,.14);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:"Montserrat",sans-serif;font-size:16px;line-height:1.75;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
button,input{font:inherit}
.wrap{width:min(1160px,calc(100% - clamp(2rem,8vw,6rem)));margin-inline:auto}
.skip-link{position:fixed;z-index:10000;top:.75rem;left:.75rem;transform:translateY(-180%);padding:.75rem 1rem;border-radius:999px;background:#fff;color:var(--navy);font-weight:600}
.skip-link:focus{transform:none}
.legal-header{position:relative;z-index:10;background:var(--navy-deep);border-bottom:1px solid rgba(201,169,110,.2)}
.legal-header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:82px}
.legal-brand{display:inline-flex;align-items:center;gap:.8rem;color:#fff;text-decoration:none}
.legal-brand img{width:42px;height:42px}
.legal-brand span{font-family:"Cinzel",serif;font-size:.9rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase}
.legal-back{display:inline-flex;align-items:center;min-height:44px;padding:.6rem 1rem;border:1px solid rgba(201,169,110,.45);border-radius:999px;color:#fff;font-size:.7rem;font-weight:600;letter-spacing:.12em;text-decoration:none;text-transform:uppercase}
.legal-back:hover{border-color:var(--gold);color:var(--gold-pale)}
.legal-hero{position:relative;overflow:hidden;padding:clamp(5.25rem,10vw,8.5rem) 0 clamp(4rem,8vw,6.5rem);background:var(--navy);color:#fff;text-align:center}
.legal-hero::before{content:"";position:absolute;inset:-30%;background:radial-gradient(circle at 20% 25%,rgba(65,126,127,.26),transparent 34%),radial-gradient(circle at 82% 68%,rgba(201,169,110,.14),transparent 30%);pointer-events:none}
.legal-hero .wrap{position:relative}
.legal-eyebrow{display:inline-flex;align-items:center;gap:.75rem;margin-bottom:1rem;color:var(--gold-pale);font-size:.68rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase}
.legal-eyebrow::before,.legal-eyebrow::after{content:"";width:34px;height:1px;background:rgba(228,207,156,.55)}
.legal-hero h1{max-width:1000px;margin:0 auto;color:#fff;font-family:"Cinzel",serif;font-size:clamp(2.35rem,6vw,5.4rem);font-weight:600;letter-spacing:.04em;line-height:1.05;text-wrap:balance;text-transform:uppercase}
.legal-summary{max-width:720px;margin:1.6rem auto 0;color:rgba(235,241,243,.74);font-size:clamp(.98rem,1.5vw,1.12rem);line-height:1.8;text-wrap:pretty}
.legal-date{margin:1.2rem 0 0;color:rgba(228,207,156,.75);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase}
.legal-layout{display:grid;grid-template-columns:240px minmax(0,720px);justify-content:center;gap:clamp(3rem,8vw,7rem);padding:clamp(4rem,8vw,7rem) 0}
.legal-layout>*{min-width:0}
.legal-toc{position:sticky;top:1.5rem;align-self:start;padding:1.25rem;border:1px solid var(--line);border-radius:16px;background:rgba(255,255,255,.45)}
.legal-toc-title{margin:0 0 .7rem;color:var(--soft);font-size:.66rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase}
.legal-toc ol{display:grid;gap:.18rem;margin:0;padding:0;list-style:none;counter-reset:toc}
.legal-toc li{counter-increment:toc}
.legal-toc a{display:grid;grid-template-columns:1.5rem 1fr;align-items:start;min-height:38px;padding:.35rem 0;color:#40535c;font-size:.75rem;line-height:1.5;text-decoration:none}
.legal-toc a::before{content:counter(toc,decimal-leading-zero);color:var(--gold);font-size:.62rem;letter-spacing:.08em}
.legal-toc a:hover{color:var(--navy)}
.legal-content section{scroll-margin-top:1.5rem;padding-bottom:2.8rem;margin-bottom:2.8rem;border-bottom:1px solid var(--line)}
.legal-content section:last-child{margin-bottom:0;border-bottom:0}
.legal-content h2{margin:0 0 1.2rem;color:var(--navy);font-family:"Cinzel",serif;font-size:clamp(1.4rem,3vw,2.1rem);font-weight:600;letter-spacing:.035em;line-height:1.3;text-wrap:balance}
.legal-content h3{margin:1.8rem 0 .65rem;color:var(--navy);font-size:.95rem;line-height:1.45}
.legal-content p{margin:0 0 1rem;color:#43565f;font-size:.94rem;line-height:1.85}
.legal-content ul{display:grid;gap:.65rem;margin:1rem 0 1.25rem;padding-left:1.25rem;color:#43565f;font-size:.92rem;line-height:1.75}
.legal-content strong{color:var(--ink)}
.legal-content a{color:#7b5d27;text-decoration-thickness:1px;text-underline-offset:.22em}
.legal-note{padding:1.2rem 1.3rem;border-left:3px solid var(--gold);border-radius:0 12px 12px 0;background:rgba(201,169,110,.1)}
.legal-note p:last-child{margin-bottom:0}
.legal-table-wrap{overflow-x:auto;margin:1.25rem 0}
.legal-table{width:100%;min-width:620px;border-collapse:collapse;border:1px solid var(--line);background:rgba(255,255,255,.42)}
.legal-table th,.legal-table td{padding:.9rem 1rem;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;font-size:.78rem;line-height:1.65}
.legal-table th{color:var(--navy);font-weight:600;letter-spacing:.04em}
.legal-table td{color:#4f6067}
.legal-contact-card{padding:1.4rem;border:1px solid rgba(201,169,110,.35);border-radius:16px;background:rgba(201,169,110,.08)}
.legal-contact-card p:last-child{margin-bottom:0}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
:focus-visible{outline:2px solid var(--gold-pale);outline-offset:4px}
@media(max-width:900px){
  .legal-layout{grid-template-columns:minmax(0,1fr);gap:2.5rem}
  .legal-toc{position:relative;top:auto}
  .legal-toc ol{grid-template-columns:repeat(2,minmax(0,1fr));gap:.15rem 1rem}
}
@media(max-width:560px){
  .legal-header-inner{min-height:72px}
  .legal-brand span{font-size:.75rem;letter-spacing:.16em}
  .legal-back{padding:.55rem .75rem;font-size:.62rem}
  .legal-eyebrow::before,.legal-eyebrow::after{width:20px}
  .legal-toc ol{grid-template-columns:1fr}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}